.topic-hero {
  padding: 48px 24px 32px;
  background:
    linear-gradient(135deg, rgba(255, 0, 255, 0.22), transparent 50%),
    linear-gradient(315deg, rgba(0, 255, 255, 0.14), transparent 45%),
    var(--surface);
  border-bottom: 1px solid var(--border);
}

.topic-hero-inner {
  max-width: var(--max);
  margin: 0 auto;
}

.topic-hero h1 {
  font-size: clamp(1.9rem, 4vw, 2.8rem);
  font-weight: 800;
  margin-bottom: 12px;
}

.topic-hero p {
  color: var(--muted);
  max-width: 640px;
  font-size: 15px;
}

.topic-layout {
  max-width: var(--max);
  margin: 0 auto;
  padding: 40px 24px 72px;
}

.topic-layout h2 {
  font-size: 1.35rem;
  font-weight: 700;
  margin: 32px 0 12px;
  color: var(--secondary);
}

.topic-layout h3 {
  font-size: 1.05rem;
  font-weight: 700;
  margin: 20px 0 8px;
  color: var(--accent);
}

.topic-layout p {
  color: var(--muted);
  margin-bottom: 14px;
  font-size: 15px;
}

.topic-layout ul,
.topic-layout ol {
  margin: 0 0 16px 20px;
  color: var(--muted);
}

.topic-layout li {
  margin-bottom: 8px;
}

.pay-split {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 28px;
  align-items: start;
}

.pay-rail {
  position: sticky;
  top: 80px;
  padding: 20px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-left: 4px solid var(--primary);
}

.pay-rail h3 {
  margin-top: 0;
  color: var(--text);
}

.pay-mosaic {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin: 24px 0;
}

.pay-mosaic .decor-wrap {
  min-height: 140px;
  background-size: cover;
  background-position: center;
  border: 1px solid var(--border);
}

.pay-table {
  width: 100%;
  border-collapse: collapse;
  margin: 16px 0 24px;
  font-size: 14px;
}

.pay-table th,
.pay-table td {
  border: 1px solid var(--border);
  padding: 10px 12px;
  text-align: left;
}

.pay-table th {
  background: var(--surface);
  color: var(--accent);
}

.bonus-band {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin: 24px 0;
}

.bonus-stat {
  padding: 18px;
  background: linear-gradient(160deg, rgba(255, 0, 255, 0.18), rgba(0, 255, 255, 0.1));
  text-align: center;
}

.bonus-stat strong {
  display: block;
  font-size: 1.4rem;
  color: var(--accent);
}

.bonus-quote {
  margin: 28px 0;
  padding: 24px 28px;
  border-left: 4px solid var(--secondary);
  background: var(--surface);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text);
}

.bonus-visual {
  margin: 24px 0;
  min-height: 200px;
  background-size: cover;
  background-position: center;
  border: 1px solid var(--border);
  box-shadow: 0 12px 36px rgba(255, 0, 255, 0.2);
}

.start-columns {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}

.start-steps {
  counter-reset: step;
  list-style: none;
  margin-left: 0;
  padding: 0;
}

.start-steps li {
  counter-increment: step;
  position: relative;
  padding: 14px 14px 14px 56px;
  margin-bottom: 10px;
  background: var(--surface);
  border: 1px solid var(--border);
}

.start-steps li::before {
  content: counter(step);
  position: absolute;
  left: 12px;
  top: 50%;
  transform: translateY(-50%);
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 12px;
  color: #080015;
  background: linear-gradient(120deg, var(--primary), var(--secondary));
}

.start-aside {
  padding: 24px;
  background:
    linear-gradient(200deg, rgba(255, 255, 0, 0.08), transparent 50%),
    var(--surface);
  border: 1px solid var(--border);
}

.start-hero-img {
  margin: 0 0 24px;
  overflow: hidden;
  max-width: 480px;
}

@media (max-width: 800px) {
  .pay-split,
  .start-columns,
  .bonus-band {
    grid-template-columns: 1fr;
  }

  .pay-rail {
    position: static;
  }

  .pay-mosaic {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .topic-layout,
  .topic-hero {
    overflow-x: hidden;
  }

  .bonus-visual,
  .start-hero-img,
  .pay-mosaic .decor-wrap {
    max-width: 100%;
    width: 100%;
    overflow: hidden;
  }

  .bonus-visual {
    min-height: 160px;
  }

  .decor-img {
    max-width: 100%;
    max-height: 220px;
  }
}